When you buy and sell a home there are a lot of things to consider like the style of the home, the size, the area, school districts etc. Don’t forget you need to plan for up front costs to be able to buy the home not just how much you plan on spending each month and the down payment. [Read more…]
If you are looking to buy or have the need for help selling your home as a TITLE then you have found the right place. Short sales are every where these days. Simply put the home is worth less than what is owed. Many times the homeowners are behind on payments and cannot sell the home for what they need to get out of it.
A short sale is a fantastic option to selling the home and starting off on the road to recovery for many people but not all people.
Nate Berg has been specializing in short sales since he began in real estate in 2003. Nate has worked with dozens of lenders and seen many different situations with his clients and their unique situations and needs. All short sales are not created equally and neither are the agents that work on them.
When choosing an agent for your TITLE, you need to make sure you are choosing the right agent from the start. Getting a second chance with a short sale does not happen. The agent must prove to you, their experience, they must have references from past short sale clients and be able to tell you their closing percentage of all short sales they have listed.
Nate Berg is an expert at short sales and foreclosed properties and has the experience to back it up over and over again. He has dealt with short sales very creatively and has a time proven track record of success. Most importantly he does not charge you a penny up front, his commissions are paid for by the bank when the deal is approved. The average client brings $500 or less to account for closing costs the lenders will not pay for on your behalf, close their deal, settle their debt with the lender(s) and move on with life. Nate always tries to get every bank to pay 100% of the costs.
For those of you with a second mortgage you must remember this debt is a personal debt, meaning walking away and letting the banks foreclosure is a death sentence to you and your credit and possibly your income. Second lenders are becoming more and more aggressive with borrowers who walk away. If this debt is not settled in a short sale or by some other means they can and will sue your for the balance owed which could result in wage garnishment. By attempting your TITLE you have nothing to loose and have peace of mind that you tried to do the right thing and settle up with the banks even if it does not sell.
If you want a free no pressure consult about your options to sell your home as a TITLE then contact Nate today. For more information about short sales and to send Nate your specific details visit here.
For a general inquiry feel free to call or use the form below.
Many people hear the terms Realtor and Broker thrown around when it comes time to buy or sell their home in Minnesota. But what is the difference? [Read more…]
Those in need of selling their home as a short sale often times don’t realize there are tax penalties involved when they sell short. However, those penalties are still waived under federal law as long as the property closes before 2013.
Inventory is much lower than the past few years making the buyers compete for the properties they want to buy. There are plenty of houses for sale in MN you just need to be ready to move when you find that special place.
- Get pre-approved.
- Know what you are looking for in terms of price, location , and style.
- Hire the right real estate agent to represent you.
- Get an inspection on the property you want to buy.
- Don’t buy anything until the property closes once you have found a place, lenders will often times check you credit just before closing and can deny you a mortgage if you went and bought that shiny new car.
- Enjoy your new home!
Nate Berg is a licensed Broker/REALTOR who specializes in helping sellers sell their home quick and enjoys helping those in need of a short sale. Nate also loves helping buyers find that special place. To talk with Nate and see how finding your next Minnesota home can be fun contact him below.
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Are you ready to buy and want that great deal of a lifetime? Foreclosures can be a great buy and so can short sales. Our inventory in MN for foreclosures and short sales has decreased lately and has actually began to make prices go up. The buyers market of the past few years is gone in the lower priced homes but can still be found in the upper level homes, for now anyway.
I have been a distressed property professional since I began my real estate career in 2003. In fact, my very first deal was a short sale back in 2003 long before people and most agents knew what a short sale even was. I have never looked back and have perfected my niche of the real estate community helping hundreds of people get the help they need and deserve. Make sure when you need help selling a home as a short sale you give me a call. I can come and give you a hassle free consultation and lay out your options. Beware of the agents who claim they are experts and present their flashy CDPE badges. Those badges mean nothing except they paid for a few hour class and claim they are experts but many have done few if any actual short sale transactions on the sellers side. Choosing the right short sale agent will help you in the long run and after all time is not on your side.
Foreclosures in MN can be easier to buy simply because they do not have the long wait times that homes have when in need of a short sale but many foreclosure homes are wiggling on their prices less and less making short sales a little more attractive.
If you are looking to buy a short sale or foreclosure in MN then be sure to check out my list which has updated listings every 15 minutes.
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